The first thing to know in order to learn how to play Baccarat is that the game can have up to 14 players a time. Players bet against the house advantage rather than each other. You have three ways to bet - banker, player, or tie. The goal is to have a card total that is closer to 9 than the dealer’s hand.

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A game starts when you choose your stakes and press the ‘deal’ button. The participants, the Player (you) and Banker (dealer) get their cards; two each. If either the Banker or Player gets an 8 or 9, the total is considered a natural and ends the game. A 5 or less on the Player’s hand qualifies for a third card (hit). The Banker can then draw or not, depending on the hand.

how to play baccarat

How to Play Baccarat - The Basic Rules of Play

Be clear about the rules when learning how to play baccarat and win. Cards 2 to 9 count as their face value and Ace is 1 while picture cards and 10s are worth zero. In a two-digit total, only the second number counts. For example, a hand total of 16 counts as 6. ‘Stand’ is when no additional cards are drawn. A player can choose to stand when the total is a 6 or 7.

Terms to Know

If you want to know how to play baccarat, make certain to understand the jargon to avoid confusion. Here are a few common terms:

  • Carte comes from a French word that loosely translates to ‘hit me.’ It’s used to ask the dealer for another card.
  • A down card is also called a hole card, is a card dealt face down
  • La grande refers to the natural baccarat of nine total
  • A standoff is a tie between the banker and player

Types of Bets

The key to learning how to play baccarat is placing the correct bets. Here are the main options:


The payout is 1:1 where you wager that the Player beats the Banker. The house edge is 1.29% on a single deck and 1.24% for a 6-deck.


You are wagering on the Banker to beat the Player. The house advantage is 1.01 (single deck) and 1.07% (6-deck). It pays out 19:20 with a 5% commission.


The wager pays out 8:1 with a house advantage of 15.75% (single deck) and 14.44% (6-deck). You are betting that the Banker and Player totals are the same.

Choose Which Variant to Play - Know the House Edge

Understanding the different variations of the game is critical if you are to know how to win baccarat in a casino. Learn how to pick a baccarat variant that promises the best winning opportunities. Operators in Nigeria usually have several casino games to choose from, including live baccarat. The house edge is the easiest way to compare the available baccarat variations. A low advantage to the house means a higher probability of winning.


Perfect your game with Online Baccarat Demo and Free Games

Free games are crucial when learning how to play baccarat. A demo version is a free feature that includes all the aspects of the game. Since you don’t have to risk actual money, you can practice for hours. Demos allow you to grasp the rules of baccarat without worrying about losing money. Nigerian gamblers can test betting systems to see how they work.

You can also try out different baccarat variants to find out which one suits you best. Live baccarat doesn’t have a play-for-fun mode. Another option for free play is to use no-deposit bonuses, which offer cash without requiring a deposit.

Tips, Strategies and Systems

Do you wish to know how to win baccarat every time? Have a betting system. Although a baccarat strategy doesn’t guarantee winnings, it improves your chances. A Nigerian gambler can avoid common risks, and get the best of the game. Bet in the banker all the time because this bet has a high probability of landing the winning hand. Side bets can spice up a baccarat session, but players should be careful with them. Their real odds can turn out to be much higher than advertised. The golden rule when learning how to play baccarat or any other casino game is to have a budget to avoid overspending.

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How to Play Baccarat - FAQ

The following questions provide more information about how to play baccarat.

⚖️ Is it legal to play baccarat online in Nigeria?

Nigeria’s gambling laws don’t have provisions for online gaming. Therefore, gamblers can bet on baccarat online legally. You have to ensure the casino where you are playing is licensed in the country.

? Do I need to download the casino software to play?

The downloading of casino software is necessary for some gambling websites in Nigeria. Others have instant play baccarat titles that customers can access from the standard site.

? Can I play baccarat on my mobile?

Yes. Baccarat casino games are available on mobile as well. Depending on the casino, you might need to download an app or use a mobile-optimized website to play.